In general, students must apply for student loans through the province where they last lived for at least 12 months prior to entering full-time post-secondary studies. Students who are classified as dependents for student loan purposes (those who have not been away from high school for at least four years prior to entering full-time post-secondary studies OR who have not been full-time in high-school or post-secondary studies for at least two years) may establish residency through their parents. Students who are married (or equivalent to married) may establish residency through their spouse or partner. Students can contact the Financial Aid & Awards office if they have questions regarding their eligibility for student loans based on residency.
Information on applying for assistance or renewing student loans previously issued through another province or territory can be found on the following provincial/territorial websites:
Students who are receiving financial assistance from another province or country should contact the Financial Aid & Awards office to make appropriate arrangements for disbursement and/or authorization of their funding.
In order to obtain a student visa to enroll in Canadian universities, international students are expected to secure sufficient funding to cover their educational and living costs for each year of study. International students are not eligible for government assistance through Canadian federal and/or other Canadian provincial loan programs, including the student loan and bursary programs listed on our website.
Students from the United States: Unfortunately, as an international student you are not eligible for government assistance through Canadian Federal and/or other Canadian Provincial programs, including the student loan and bursary programs listed on our website.
OCAD U does not participate in the Federal Family Education Loan Program through the U.S. Department of Education, including the Stafford Loan, DIRECT Loan, Parents PLUS loan, or other types of funding listed on the Free Application for Federal Student Aid (FASA) application.
Disclaimer: OCAD U is not responsible for the operation or content of the linked websites, nor for any information, interpretation, comments or opinions expressed in any of the linked websites. Any comments or inquiries regarding the linked websites are to be directed to the particular organization for whom the particular website is being operated.